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Financing & Home Improvement Loans

Undercover Systems Seattle is dedicated to making it easy to build your new undercover system or underdeck. As part of this commitment, we want to make it simple to get the right home improvement loan for the project of your dreams. We work closely with our financing partners to help you find the loan options for your project. Check out the financing options from our partners below.

Feel free to call us at (206) 231-5671 with questions!





Explore flexible loan options

• See offers in minutes with no hard credit check!

• Acts like a line of credit, use as much or as little as you need. Funds can be used for down, partial, or full project payment with no liens or appraisal requirements.

• Attractive rates with low monthly payment options for 5 to 15 years or Same as Cash (pay in full anytime within a 12 month promotional period to pay no interest!)*

*Advertising disclosure (https://nelnetbank.com/ratesandtermsdisclosure)




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To help you finance your dream project, EnerBankUSA offers two home improvement loan options to UnderCover Systems customers.  Click on one of the options to start the loan application process or call EnerBankUSA for more information: (888) 390-1220.

Project Financing Rates

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of June 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.

5 year loan

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $20.75 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Project Financing Rates

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 144 monthly payments of $11.95 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

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It’s quick and easy to apply:

    Check Your Rate

    Apply online in minutes and see your rate with no obligation or impact to your credit score.

    Choose Your Personal Loan

    Review multiple loan options and decide which offer is best.

    Fast Funding

    Accept your loan offer and you should get your money within a day of clearing necessary verifications.

    Have any questions or concerns?